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Pay monthly phones 

  1. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Samsung
    Samsung Galaxy S24 5G Samsung Galaxy S24 5G Front and Back View
    £37.99
    with a phone credit contract 0% APR
    No EU roaming fees until 2026
  2. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    TCL
    TCL 505 TCL 505 front and back view
    £7.50
    No EU roaming fees until 2026
  3. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Google
    Pixel 8a Google Pixel 8a front and back view
    £22.99
    with a phone credit contract 0% APR
    4 offers available see details
    Offers
    No EU roaming fees until 2026
    Claim free Google One for Three months
    Claim YouTube Premium for three months free
    Claim Fitbit Premium for six months free
  4. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Samsung
    Samsung Galaxy Z Flip6 5G Galaxy Z Flip6 5G Front and Flipped View
    £46.99
    with a phone credit contract 0% APR
    No EU roaming fees until 2026
  5. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Google
    Google Pixel 9 Pro Google Pixel 9 Pro Front and Back View
    £42.99
    with a phone credit contract 0% APR
    5 offers available see details
    Offers
    No EU roaming fees until 2026
    Claim YouTube Premium for three months free
    Claim Fitbit Premium for six months free
    Get Google One AI Premium worth £227
    Clubcard Prices – Frozen for your contract
  6. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Google
    Google Pixel 9 Pro XL Google Pixel 9 Pro XL Front and Back
    £45.99
    with a phone credit contract 0% APR
    4 offers available see details
    Offers
    No EU roaming fees until 2026
    Claim YouTube Premium for three months free
    Claim Fitbit Premium for six months free
    Get Google One AI Premium worth £227
  7. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Motorola
    Motorola Moto G75 5G Motorola Moto G75 - Front View
    £19.99
    with a phone credit contract 0% APR
    No EU roaming fees until 2026
  8. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    IMO
    IMO Dash 4G Mini IMO Dash 4G Mini - Front View
    £7.50
    No EU roaming fees until 2026
  9. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Samsung
    Samsung Galaxy A36 5G Samsung Galaxy A36 5G 256GB Awesome Black Front and Back
    £23.99
    with a phone credit contract 0% APR
    No EU roaming fees until 2026
  10. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Samsung
    Samsung Galaxy A56 5G Samsung Galaxy A56 5G - Front and back view
    £26.99
    with a phone credit contract 0% APR
    2 offers available see details
    Offers
    No EU roaming fees until 2026
    Clubcard Prices – Frozen for your contract
  11. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Google
    Google Pixel 9a Google Pixel 9a - Front and back view
    £27.49
    with a phone credit contract 0% APR
    5 offers available see details
    Offers
    No EU roaming fees until 2026
    Claim free Google One for three months
    Claim free Fitbit Premium for six months
    Claim a free YouTube Premium Trial offer for three months.
    Clubcard Prices – Frozen for your contract
  12. {"tm_sold_as_paym":"Exclusive Colour","tm_sold_as_payg":"Exclusive Colour","tm_sold_as_sim_free":"Exclusive Colour"}
    Doro
    Doro Leva L20 Doro Leva L20 Front View
    £7.50
    No EU roaming fees until 2026
  13. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Honor
    HONOR 400 Lite Honor 400 Lite Front and Back View
    £19.99
    with a phone credit contract 0% APR
    2 offers available see details
    Offers
    No EU roaming fees until 2026
    Clubcard Prices – Frozen for your contract
  14. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Apple
    Apple iPhone 13 front facing iPhone 13 with half of back showing
    £24.99
    with a phone credit contract 0% APR
    7 offers available see details
    Offers
    No EU roaming fees until 2026
    Get 3 months of Apple Fitness+ free when you buy any new Apple iPhone
    Get 3 months of Apple TV+ free when you buy any new Apple iPhone
    Get 3 months free Apple Music
    Get 3 months of Apple Arcade free when you buy an Apple device
    Get 3 months of Apple News+
    Clubcard Prices – Frozen for your contract
  15. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Apple
    iPhone 14 Front and back of Apple iPhone 14
    £26.24
    with a phone credit contract 0% APR
    7 offers available see details
    Offers
    No EU roaming fees until 2026
    Get 3 months of Apple Fitness+ free when you buy any new Apple iPhone
    Get 3 months of Apple TV+ free when you buy any new Apple iPhone
    Get 3 months free Apple Music
    Get 3 months of Apple Arcade free when you buy an Apple device
    Get 3 months of Apple News+
    Clubcard Prices – Frozen for your contract
  16. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Samsung
    Samsung Galaxy Z Fold6 5G Galaxy Z Fold6 5G Front and Folded View
    £66.99
    with a phone credit contract 0% APR
    No EU roaming fees until 2026
  17. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Apple
    Apple iPhone 16 Plus Apple iPhone 16 Plus front and back view
    £34.74
    with a phone credit contract 0% APR
    7 offers available see details
    Offers
    No EU roaming fees until 2026
    Get 3 months of Apple Fitness+ free when you buy any new Apple iPhone
    Get 3 months of Apple TV+ free when you buy any new Apple iPhone
    Get 3 months free Apple Music
    Get 3 months of Apple Arcade free when you buy an Apple device
    Get 3 months of Apple News+
    Clubcard Prices – Frozen for your contract
  18. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Apple
    iPhone 16 Pro Apple iPhone 16 Pro front and back view
    £37.49
    with a phone credit contract 0% APR
    7 offers available see details
    Offers
    No EU roaming fees until 2026
    Get 3 months of Apple Fitness+ free when you buy any new Apple iPhone
    Get 3 months of Apple TV+ free when you buy any new Apple iPhone
    Get 3 months free Apple Music
    Get 3 months of Apple Arcade free when you buy an Apple device
    Get 3 months of Apple News+
    Clubcard Prices – Frozen for your contract
  19. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Apple
    Apple iPhone 16 Pro Max Apple iPhone 16 Pro Max front and back view
    £43.24
    with a phone credit contract 0% APR
    7 offers available see details
    Offers
    No EU roaming fees until 2026
    Get 3 months of Apple Fitness+ free when you buy any new Apple iPhone
    Get 3 months of Apple TV+ free when you buy any new Apple iPhone
    Get 3 months free Apple Music
    Get 3 months of Apple Arcade free when you buy an Apple device
    Get 3 months of Apple News+
    Clubcard Prices – Frozen for your contract
  20. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Samsung
    Samsung Galaxy A16 5G Samsung Galaxy A16 5G - Front and back view
    £17.99
    with a phone credit contract 0% APR
    No EU roaming fees until 2026
  21. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Motorola
    Motorola Moto G15 Motorola Moto G15 - Front View
    £12
    No EU roaming fees until 2026
  22. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Samsung
    Samsung Galaxy S25 Ultra 5G with AI Samsung Galaxy S25 Ultra 5G With Galaxy AI - Front and back view
    £52.99
    with a phone credit contract 0% APR
    4 offers available see details
    Offers
    No EU roaming fees until 2026
    Claim Galaxy Buds3 Pro worth £219
    Claim 6 months of Google One AI Premium worth £114
    Clubcard Prices – Frozen for your contract
  23. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Apple
    iPhone 16 Pro Max with Apple Watch Series 10 Apple iPhone 16 Pro Max Front and Back Black Titanium With Apple Watch Series 10 Jet Black
    £54.24
    with a phone credit contract 0% APR
    7 offers available see details
    Offers
    No EU roaming fees until 2026
    Get 3 months of Apple Fitness+ free when you buy any new Apple iPhone
    Get 3 months of Apple TV+ free when you buy any new Apple iPhone
    Get 3 months free Apple Music
    Get 3 months of Apple Arcade free when you buy an Apple device
    Get 3 months of Apple News+
    Clubcard Prices – Frozen for your contract
  24. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Apple
    Apple iPhone 16e Iphone 16e front and back view white
    £30.49
    with a phone credit contract 0% APR
    6 offers available see details
    Offers
    No EU roaming fees until 2026
    Get 3 months of Apple Fitness+ free when you buy any new Apple iPhone
    Get 3 months of Apple TV+ free when you buy any new Apple iPhone
    Get 3 months free Apple Music
    Get 3 months of Apple Arcade free when you buy an Apple device
    Get 3 months of Apple News+
  25. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Samsung
    Samsung Galaxy S25 Edge 5G Samsung Galaxy S25 Edge - Front and back view
    £50.99
    with a phone credit contract 0% APR
    3 offers available see details
    Offers
    No EU roaming fees until 2026
    Pre-order now and get double your storage
    Clubcard Prices – Frozen for your contract
  26. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Nokia
    Nokia 110 4G Nokia 110 4G Blue Front View
    £7.50
    No EU roaming fees until 2026
  27. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Apple
    iPhone 15 Apple iPhone 15 front and back view
    £28.99
    with a phone credit contract 0% APR
    7 offers available see details
    Offers
    No EU roaming fees until 2026
    Get 3 months of Apple Fitness+ free when you buy any new Apple iPhone
    Get 3 months of Apple TV+ free when you buy any new Apple iPhone
    Get 3 months free Apple Music
    Get 3 months of Apple Arcade free when you buy an Apple device
    Get 3 months of Apple News+
    Clubcard Prices – Frozen for your contract
  28. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Apple
    iPhone 15 Pro Max Apple iPhone 15 Pro Max front and back view
    £44.99
    with a phone credit contract 0% APR
    6 offers available see details
    Offers
    No EU roaming fees until 2026
    Get 3 months of Apple Fitness+ free when you buy any new Apple iPhone
    Get 3 months of Apple TV+ free when you buy any new Apple iPhone
    Get 3 months free Apple Music
    Get 3 months of Apple Arcade free when you buy an Apple device
    Get 3 months of Apple News+
  29. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Apple
    iPhone 15 with AirPods Pro 2 iPhone 15 with AirPods Pro 2 USB-C Bundle Front and Back View
    £34.99
    with a phone credit contract 0% APR
    7 offers available see details
    Offers
    No EU roaming fees until 2026
    Get 3 months of Apple Fitness+ free when you buy any new Apple iPhone
    Get 3 months of Apple TV+ free when you buy any new Apple iPhone
    Get 3 months free Apple Music
    Get 3 months of Apple Arcade free when you buy an Apple device
    Get 3 months of Apple News+
    Clubcard Prices – Frozen for your contract
  30. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    HMD
    HMD Pulse Pro HMD Pulse Pro 128GB Ocean Black Front and Back

    From £10

    No EU roaming fees until 2026
  31. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Samsung
    Samsung Galaxy A35 5G Samsung Galaxy A35 5G 128GB Awesome Iceblue Front and Back View
    £19.99
    with a phone credit contract 0% APR
    No EU roaming fees until 2026
  32. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Google
    Google Pixel 9 Google Pixel 9 Front and Back view
    £35.99
    with a phone credit contract 0% APR
    3 offers available see details
    Offers
    No EU roaming fees until 2026
    Claim YouTube Premium for three months free
    Claim Fitbit Premium for six months free
  33. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Apple
    Apple iPhone 16 Apple iPhone 16 front and back view
    £31.74
    with a phone credit contract 0% APR
    7 offers available see details
    Offers
    No EU roaming fees until 2026
    Get 3 months of Apple Fitness+ free when you buy any new Apple iPhone
    Get 3 months of Apple TV+ free when you buy any new Apple iPhone
    Get 3 months free Apple Music
    Get 3 months of Apple Arcade free when you buy an Apple device
    Get 3 months of Apple News+
    Clubcard Prices – Frozen for your contract
  34. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Samsung
    Samsung Galaxy S24 FE 5G Samsung Galaxy S24 FE 5G - Front and back view
    £32.99
    with a phone credit contract 0% APR
    No EU roaming fees until 2026
  35. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Samsung
    Samsung Galaxy S25 5G with AI Samsung Galaxy S25 5G With Galaxy AI - Front and back view
    £37.99
    with a phone credit contract 0% APR
    4 offers available see details
    Offers
    No EU roaming fees until 2026
    Claim Galaxy Buds3 Pro worth £219
    Claim 6 months of Google One AI Premium worth £114
    Clubcard Prices – Frozen for your contract
  36. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Samsung
    Samsung Galaxy S25 Plus 5G with AI Samsung Galaxy S25 Plus 5G With Galaxy AI - Front and back view
    £43.99
    with a phone credit contract 0% APR
    3 offers available see details
    Offers
    No EU roaming fees until 2026
    Claim Galaxy Buds3 Pro worth £219
    Claim 6 months of Google One AI Premium worth £114
  37. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Motorola
    Motorola Moto G05 Motorola G05 forest green front view
    £8.50
    No EU roaming fees until 2026
  38. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Apple
    iPhone 16 with Apple Watch Series 10 Apple iPhone 16 with Apple Watch Series 10
    £42.74
    with a phone credit contract 0% APR
    7 offers available see details
    Offers
    No EU roaming fees until 2026
    Get 3 months of Apple Fitness+ free when you buy any new Apple iPhone
    Get 3 months of Apple TV+ free when you buy any new Apple iPhone
    Get 3 months free Apple Music
    Get 3 months of Apple Arcade free when you buy an Apple device
    Get 3 months of Apple News+
    Clubcard Prices – Frozen for your contract
  39. {"tm_sold_as_paym":"Offer","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Samsung
    Samsung Galaxy A26 5G Samsung Galaxy A26 5G - Front and back view
    £21.49
    with a phone credit contract 0% APR
    2 offers available see details
    Offers
    No EU roaming fees until 2026
    Clubcard Prices – Frozen for your contract
  40. {"tm_sold_as_paym":"","tm_sold_as_payg":"","tm_sold_as_sim_free":""}
    Motorola
    Motorola Moto E15 Motorola moto e15- Front and back view
    £8
    No EU roaming fees until 2026

Our pay monthly phone contracts come with no upfront cost

If you’re looking for pay monthly phones with no upfront cost, you’re in the right place. With us, you can bag the latest phone, without having to pay anything upfront. And with our flexible plans and budget deals, we’ve got a phone for everyone. Plus, you can unlock instant savings on pay monthly phones and SIM only contracts with our exclusive Clubcard Prices – and we’ll freeze your basic monthly usage price for the length of your contract.

Which pay monthly phone is best for you?

We know everyone’s different – and different people want different things from a phone. If it’s cheap pay monthly phones you’re after, why not take a look at our budget-friendly phones, like the Samsung Galaxy A16 5G or the Motorola moto e14 – giving you essential features at a low price.

Or maybe you’re trying to find a middle ground between cost and more advanced features. If so, the Google Pixel 8a or the Samsung Galaxy A55 5G could be for you. With their impressive cameras, these mid-range phones make it easy to capture those special moments.

Got your eyes on a top-of-the-range phone instead? For tech lovers looking for a phone with the latest innovations, the iPhone 16 Pro Max and the Samsung Galaxy S24 Ultra 5G are go-to choices. They combine cutting-edge technology with powerful performance and stunning displays. 

Our pay monthly phone contract options

Our flexible plans give you the freedom to spread the cost of your pay monthly phone over 12, 18, 24, 30 or 36 months, so you can choose a contract length to suit you. And you can chop and change your monthly data as often as you like – you’re in control.

If a pay monthly phone isn’t right for you, we’ve also got a trolley-load of SIM free phones to pick from. They’re all unlocked, so you can use them with any network.

  • Are Tesco Mobile pay monthly phones unlocked?

    All our pay monthly phones are unlocked.

  • What are pay monthly phones?

    With pay monthly phone contracts, you pay an amount each month for a set period – usually between 12 to 36 months. This covers the cost of your phone and your usage (minutes, texts and data). With Clubcard price deals the monthly cost is fixed for the duration of the contract.

  • When do you pay the first month of a phone contract?

    When you take out a pay monthly phone contract with us, you pay your first month in advance. So you have a record of this payment, we show it on your first bill under ‘Payments Received’.

  • What do I do if I can’t pay my monthly phone bill?

    We understand that sometimes your circumstances can change. If you’re worried about paying your bill, you can temporarily defer your payments via My Account. For more info, please head to our help page.

  • Can I get a pay monthly phone with bad credit?

    Getting a pay monthly phone can be more challenging if you have bad credit. If you don’t get accepted for a phone contract, a SIM only contract may be more obtainable – and it’ll allow you to improve your credit score to potentially get a pay monthly phone in the future.

  • Changes to the 3G network

    We’re making big changes to our network. Like the UK’s other mobile providers, we’ll be switching off our 3G service later this year. This will help us improve our 4G and 5G network, so more people across the UK can benefit from faster, more reliable connections.

    If you’re joining us, the SIM card that comes with your phone will give you our best 4G and 5G coverage. You can use this SIM in a different phone if you like, but we recommend using a 4G or 5G device for the best connection. Want to know more? Take a look at our helpful guide and FAQs.

  • What if I change my mind?

    You have a 14-day cooling off period to change your mind. See our Returns Policy for full details and exclusions.