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Pay monthly phones 

Our pay monthly phone contracts come with no upfront cost

If you’re looking for pay monthly phones with no upfront cost, you’re in the right place. With us, you can bag the latest phone, without having to pay anything upfront. And with our flexible plans and budget deals, we’ve got a phone for everyone. Plus, you can unlock instant savings on pay monthly phones and SIM only contracts with our exclusive Clubcard Prices – and we’ll freeze your basic monthly usage price for the length of your contract.

Which pay monthly phone is best for you?

We know everyone’s different – and different people want different things from a phone. If it’s cheap pay monthly phones you’re after, why not take a look at our budget-friendly phones, like the Samsung Galaxy A16 5G or the Motorola moto e14 – giving you essential features at a low price.

Or maybe you’re trying to find a middle ground between cost and more advanced features. If so, the Google Pixel 8a or the Samsung Galaxy A55 5G could be for you. With their impressive cameras, these mid-range phones make it easy to capture those special moments.

Got your eyes on a top-of-the-range phone instead? For tech lovers looking for a phone with the latest innovations, the iPhone 16 Pro Max and the Samsung Galaxy S24 Ultra 5G are go-to choices. They combine cutting-edge technology with powerful performance and stunning displays. 

Our pay monthly phone contract options

Our flexible plans give you the freedom to spread the cost of your pay monthly phone over 12, 18, 24, 30 or 36 months, so you can choose a contract length to suit you. And you can chop and change your monthly data as often as you like – you’re in control.

If a pay monthly phone isn’t right for you, we’ve also got a trolley-load of SIM free phones to pick from. They’re all unlocked, so you can use them with any network.

  • Are Tesco Mobile pay monthly phones unlocked?

    All our pay monthly phones are unlocked.

  • What are pay monthly phones?

    With pay monthly phone contracts, you pay an amount each month for a set period – usually between 12 to 36 months. This covers the cost of your phone and your usage (minutes, texts and data). With Clubcard price deals the monthly cost is fixed for the duration of the contract.

  • When do you pay the first month of a phone contract?

    When you take out a pay monthly phone contract with us, you pay your first month in advance. So you have a record of this payment, we show it on your first bill under ‘Payments Received’.

  • What do I do if I can’t pay my monthly phone bill?

    We understand that sometimes your circumstances can change. If you’re worried about paying your bill, you can temporarily defer your payments via My Account. For more info, please head to our help page.

  • Can I get a pay monthly phone with bad credit?

    Getting a pay monthly phone can be more challenging if you have bad credit. If you don’t get accepted for a phone contract, a SIM only contract may be more obtainable – and it’ll allow you to improve your credit score to potentially get a pay monthly phone in the future.

  • Changes to the 3G network

    We’re making big changes to our network. Like the UK’s other mobile providers, we’ll be switching off our 3G service later this year. This will help us improve our 4G and 5G network, so more people across the UK can benefit from faster, more reliable connections.

    If you’re joining us, the SIM card that comes with your phone will give you our best 4G and 5G coverage. You can use this SIM in a different phone if you like, but we recommend using a 4G or 5G device for the best connection. Want to know more? Take a look at our helpful guide and FAQs.

  • What if I change my mind?

    You have a 14-day cooling off period to change your mind. See our Returns Policy for full details and exclusions.